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Medical and Dental Benefits
The Company offers a variety of medical/dental plans and options. Choices include an HMO and two consumer driven health plans with Health Reimbursement Accounts whereby the Company pays for a pre-determined amount of the deductible. In Florida, New Jersey, Oregon, Georgia, Texas and California, employees are offered a dental HMO which is totally funded by the Company.

Healthy Awards Incentive Program
Provides an opportunity to earn money towards your out-of-pocket medical plan expenses while at the same time giving you the means by which to educate yourself on living a healthy lifestyle.

Vision Plan
Employees can enroll in a nationwide eye care program that offers substantial savings on all eye care and eyewear needs.

Short-Term Disability
For life’s unexpected speed bumps, the Company provides a short-term disability benefit that bridges 40% of weekly earnings during a qualified disability. Employees can choose to enhance this benefit with two very reasonably priced buy-up options.

Long-Term Disability
Through this program, employees are eligible to receive income protection in the event of illness or non-work related injury that prohibits them from working for six months or longer. This benefit is totally paid for by the Company.

Group Life Insurance
Our employees take comfort in knowing that their families are protected thanks to our group life insurance program. Optional Accidental Death & Dismemberment insurance policies are also available. The Company provides a base level of $50,000 term life insurance and numerous buy-up options are available for employees and their spouse/dependents.

Medical Plan Opt Out Credit

Some employees elect not to take Medical Plan Benefits through the Company. At times, employees elect to secure medical coverage through a spouse’s plan or alternative plan. When this occurs, the Company will provide the employee with a $500.00 Medical Plan Opt Out Credit if the employees does not take our medical plan for an entire year.